Some of the documents required will differ depending on whether you are going buy, build or renovate your dream home. However, the main documents for all three applications are; 

• Valid ID Card or Valid passport
• Latest proof of income (Payslip) or proof of any additional income if applicable e.g. spouse’s income
• Valid proof of address (Utility bills)
• Salary assignment form duly signed and stamped by paymaster

For Construction and Renovation

• Income and Expenditure statement (if self-employed)
• Statement of account held with other banks
• Original Title deed of property
• Survey plan
• Location plan
• Detailed drawing prepared by an architect and approved by the planning authority
• Structural engineering drawing (if applicable)
• Detailed quotations from at least two licensed contractors, one of which will undertake construction + copy licensed attached
• Valuation report from a Bank’s approved quantity surveyor (refer to list of QS approved by Management)
• Certificate of clean title (at Registration office)

Purchase of property

• Promise of sale from seller
• Statement of account held with other banks
• Income and Expenditure statement (if self-employed)
• Original deed of property
• Location plan
• Valuation report (QS report) – as above
• Detailed drawings of the house (if available) 
• Certificate of clean title (at Registration office)

• Housing Loan Application Form